The Desjardins Visa Odyssey Gold is a travel rewards credit card issued by Fédération des caisses Desjardins du Québec — Canada's largest cooperative financial group, with 3.5 million Québec members. Available primarily to Desjardins caisse members in Québec and Ontario. Earns BONUSDOLLARS rewards redeemable for travel, gift cards, and account credits.
Desjardins Visa Odyssey Gold Review 2026 – Best Travel Card for Quebec Residents?
By BestGuideReviews Research Team · Updated June 2026 · Affiliate disclosure · Rates verified against FCAC
What Is the Desjardins Visa Odyssey Gold?
The Desjardins Visa Odyssey Gold is a travel rewards credit card issued by Fédération des caisses Desjardins du Québec — Canada's largest cooperative financial group, with 3.5 million Québec members. Available primarily to Desjardins caisse members in Québec and Ontario. Earns BONUSDOLLARS rewards redeemable for travel, gift cards, and account credits.
Key Features
| Feature | Desjardins Odyssey Gold |
|---|---|
| Annual fee | $130 |
| Travel earn rate | 3 BONUSDOLLARS / $1 |
| Everyday earn rate | 1.5 BONUSDOLLARS / $1 |
| Foreign transaction fee | 0% |
| Travel medical insurance | Up to $5,000,000 |
| Airport lounge | ❌ Not included |
Desjardins Odyssey Gold vs Scotiabank Passport Visa Infinite
Scotiabank Passport offers 2 Scene+ points/$1 on groceries, dining, entertainment, and transit plus 6 lounge visits/year at $150/year. For Québec Desjardins members: Odyssey Gold's 0% FX fee, higher travel earn (3x vs 2x on travel), and lower annual fee ($130 vs $150) make it the better card if you don't value lounge access. For non-Desjardins members outside Québec: Scotiabank Passport is the stronger standalone offer.